Terms of Use

Last updated: 30 October 2026.

Estimates only — not tax advice

1099 vs W2 Calculator provides educational estimates based on published IRS figures and the simplified assumptions described on the About page. It is not tax, legal or financial advice, and it is not a substitute for a qualified tax professional who knows your full situation. Tax law changes, and individual circumstances — deductions, credits, business structure, state rules — can change the result materially.

Accuracy

We check every figure against IRS.gov before publication and date-stamp the check on the About page. Even so, we cannot guarantee that an estimate matches the tax you will actually owe. Always confirm important decisions against IRS.gov or with a professional before you act on them.

Acceptable use

You may use this calculator freely for personal and business planning. You may not misrepresent its output as an official IRS figure or as professional advice given to a third party.